In these times marked by the confinement that limits our mobility and the performance of activities that are not declared essential, we want to remind you of the importance for companies of adopting prevention and safety measures for facilities or facilities during the closing period. .
A high percentage of claims, particularly fire, theft and water damage, occur precisely in periods when there are no workers on the premises. At GENERALI we have a lot of experience in insuring companies, SMEs and businesses and that is why we want to give you detailed advice that will avoid more than one scare and that will allow you to safeguard your company during this period and return to activity in the best conditions.
Theft Insurance prevention
- Communicates the closure of the facilities to the providers of the alarm systems
- Check that the entrances and gaps are closed.
- Verify that the fence is closed and there are no vulnerable areas.
- Turn on the lighting (when possible).
- Verify the proper functioning of cameras and alarm systems.
- Verify that the alarm system transmission works.
- Avoid keeping cash on the premises as much as possible.
Fire Insurance protection
- Check the charge of the extinguishers, pressure and condition of the hoses.
- All extinguishing media should remain accessible and well marked to facilitate firefighting efforts by firefighters.
- Have an emergency plan with the location of supplies and areas of greatest danger, to facilitate the work of firefighters.
- Check that all the elements of the system (detectors, push buttons, etc.) are working and that the alarm systems adequately transmit the signal to the Central Alarm Receiver (CRA).
- Check that the alarm reception center does not have any incidence or fault.
- Verify that the CRA batteries and power supplies are working.
- Check that the fire group pumps are in the automatic start position
- The exclusive water tank for fire protection must be full and check that the level fill works.
- If possible, check the maintenance of the equipment.
- Check that the signals from the pump control panels are received at the CRA.
- All valves that must remain open are effectively open and secured in that position (by padlock or strapping).
- Test of the state of charge of the batteries and electrolyte.
- The fuel tank for the diesel pump must be full.
- The room is clean of combustible material and in good order and cleanliness.
- Write down the number of starts of the jockey pump to be able to check for leaks.
- Check valves and sprinkler cleanliness. Check pressure.
Other factors, order, cleaning and maintenance about insurances
All physical or human security systems, such as fire protection systems, must remain operational.
- Disconnect all NON-ESSENTIAL EQUIPMENT. In any case, always opt for SAFE STOPS according to the manufacturer’s instructions or good operating practices for the equipment.
- Keep good access around the perimeter of the plant. Avoiding unnecessary accumulation of combustible material (eg pallets) especially when it is done on the facade.
- Avoid storage in hallways or escape routes.
- Eliminates dust accumulations in activities such as wood, bakeries …
- Avoid the accumulation of flammable products. If it is essential, always in a well-suited area for this purpose, preferably outdoors and away from enclosures.
- Free the battery charging zones, AVOID LEAVING EQUIPMENT CHARGING.
- Do not leave fuel elements stored next to electrical panels.
- Check the presence of unstable elements in the construction.
- Check that the alarm systems related to the process (for example, camera temperature control) are working and transmit the signal correctly.
- If there is any suspicion of a possible leak in one of the water supply networks, you must ensure that this section of the network is disconnected (in case the general cut is not made).
- Generator sets and UPSs must be prepared to guarantee their operation if necessary.
- All alternative energy production systems, such as emergency generators, must be tested for at least 30 minutes before the facility closes. The existence of a fuel reserve must be guaranteed in case of need for operation.
- The storages must respect all the safety rules to avoid water damage, such as the distance to facilities that use water (drains, gutters) or that can puddle, lift the batteries a minimum distance from the ground or cover those goods with waterproof material more susceptible to deterioration due to wetting or
- It has a small stock of masks, gloves, disinfectant liquid in the facilities in case of need for intervention by own personnel or third parties.
- In construction sites, park mobile machinery and store equipment in elevated areas of the land, to avoid possible damage from water, runoff or rain.
Whenever possible, it is checked that all accesses remain closed.
- Access to the facility will be only for authorized personnel and with the necessary equipment for their protection.
- As far as possible, if there are personnel on the ground, we recommend that they carry out rounds of reconnaissance of the installation, including a technical room to detect incidents and review the exterior to verify that there has been no attempt to access the risk.
- It is recommended to check the counters since excessive consumption could indicate that there is an anomaly or leak.
- If there are personnel on the ground, check that the fire pumps are connected, that the fire and theft alarm centrals transmit correctly.
- In the event of a closure of more than 15 days, the functional test of the fire water supply groups and the emergency generators must be repeated.
When you resume activity
- Connect supplies securely. It is advisable to have personnel at different points in the plant so that they can identify problems at startups.
- There are processes whose startup is especially sensitive. All the measures described by the manufacturers must be taken into account, as well as the safety measures necessary for a SAFE START.
- During the first days of operation it is especially important to monitor the operation of machinery and equipment (manometers, valves, control panels …) to detect potential anomalies.
- Check the condition of the equipment and / or materials that have been stored outdoors, and assess, if applicable, the appearance of signs of deterioration that may compromise their performance.
- All fire protection and alarm systems and equipment must be fully tested.